What is GST? How it is going to affect your daily Life?

GST Facts:

GST is Goods and Service tax which a kind of indirect tax. It will be effective from 1^st July, 2017. Parliament has passed this bill and 10 states have already passed it. Earlier every state’s were having different tax rates for a same goods or service but after implementing this GST, every place will have same tax rates in all over India. It’s going to be effective after about 17 years debate.

          How GST is going to affect your pocket after 1st July, 2017.  Know here the old and new tax rates and the difference which will be either a burden on your pocket or a sign of relief.

          Home making materials are going to be costly in new GST bill, here we see the details.

GST has created 5 slabs of tax rates which will be:

  1.      0 %            : Few things are kept free from GST

  2.     5 %            

  3.     12 %          

  4.     12 %          

  5.     28%           

Below are the Tabular comparison of goods and services.

 

Good and Service	Old Tax Rates	New Tax rates	Difference
Ply Board and Particle Ply Board	19.25%	28%	8.75 % More
Tiles, Ceramics	30.00%	28%	2.50 % Less
Paint and varnish, Putty	30.00%	28%	2.50 % Less
Steel Pie
Lamp light fitting	30.50%	28%	2.50 % Less
Hair Oil, Soap, Tooth Paste	30.50%	18%	11.5 % Less
Make up, hair cream, leather bags,	30.50%	28%	2.50 % Less
Kitchen Products, Pipe. Sheet Floor Covering, bathroom products	19.25	18%	1.25 Less
Hotel Stay (0-1000)	0%	0%	0%
Hotel Stay (1000-2500)	0%	12%	12 % More
Hotel Stay (2500-5000)	10% above 3k	18%	8 % More
Hotel Stay (More than 5000)	10%	28%	18 % More
Food Bill (Non-AC)	11%	12%	1 % More
Food Bill (AC and Licensed  Wine)	11%	18%	7 % More
Food Bill (Luxury)	11%	28%	17 % More
Air Travel (Economy)	6%	5%	1 % Less
Air Travel (Business)	9%	12%	3 % More
Cab service, Ola, Uber	6%	5%	1 % Less
Electricity Bills	0	0	Free from GST
Gold, Cigarette, Biddi, Textiles, Footwear, Bio-Diesel	Not Decided
AC Train Tickets	5 % Costly
Tours & Travels	15%	18%	3 % More
Auto Sector	Reduced Tax
Banking and Insurance	12%	18%	6 % More
ecommerce	Same	Same	No impact
Mobile Phone	7.00%	12%	5 % More
Telecom	Costly

irctc || Indian Railway Rules || Reservation Rules

Reservation Rules

IMPORTANT - FOR SENIOR CITIZENS :  From 1st September 2001 onwards, concession to senior citizens through PRS (Passenger Reservation System) shall be granted only on demand and not by default as at present. The demand for concession shall be made on Reservation Requisition form in the case of reserved tickets. In the case of tickets issued to senior citizens on concession, during journey the concerned passengers are instructed to carry some documentary proof showing their age or date of birth, issued by any Government Institution/Agency/Local Body. like Identity card, Driving License, Passport, Educational certificate, certificate from Local Bodies like Panchayat/Corporation/Municipality, or any other authentic and recognised document. This documentary proof of age should be produced if demanded by some Railway official during the journey. The minimum age for availing concession is 58 years in case of WOMEN SENIOR CITIZENS and element of concession is 50% in Basic Fare only. The minimum age for availing concession is 60 years in case of MEN SENIOR CITIZENS and element of concession is 40% in Basic Fare only. There will be no change in other terms and conditions in both the cases.(Railway Board No.TCII/2161/2011/SRC/Policy  dated 13.05.2011) GENERAL CONDITIONS : The Railway Administration reserves seats, berths, compartments, or carriage in accordance with the rules and conditions published in the Coaching Tariff. A passenger seeking reservation of berth or seats should purchase tickets from the Railway Reservation Offices/Authorised Travel Agency only. Advance reservations are made generally up to 120 days in advance for all classes and all trains. The period of advance reservation (ARP) is exclusive of the day of departure of the train. At intermediate stations where the train arrives on the following day, such reservations can be done more than 120 days in advance of date of journey from the intermediate station. ARP is in relation to the date of journey from train originating station. In case of some Inter-city day trains, the ARP is less. An individual can book only up to six passengers on one requisition form provided all passengers are for the same destination and for the same train. w.e.f. 01-12-2012, any one of the passenger booked on a PNR for undertaking journey in any class will have to produce any one of the 10 prescribed proofs of identity in original) during the journey failing which all  the passengers booked on that ticket will be treated as traveling  without ticket and charged accordingly. (ref. Railway Board letter no.2011/TG-I/20/P/ID dated 01-11-2012) 1. Voter Photo identity card issued by Election Commision of India. 2. Passport 3. PAN Card issued by Income Tax Department. 4. Driving Licence issued by RTO. 5. Photo identity card having serial number issued by Central/State Government. 6. Student Identity Card with photograph issued by recognized School/College for their students. 7. Nationalized Bank Passbok with photograph. 8. Credit cards issued by banks with laminated photograph. 9. Unique Identification Card "Aadhaar". 10. Photo identity cards having serial number issued by Public Sector Undertaking of State/Central Government, District Administration, Municipal bodies and Penchant Administration. As per railway board letter no.2011/tg-i/20/p/id dated 10.01.2013 attested photocopy of ration card with photograph and nationalized bank passbook with photographs shall also be accepted as a prescribed proof of identity only in case of reserved tickets booked through computerized passenger reservation system (PRS) counters, for undertaking journey in sleeper (SL) and second reserved sitting (2S) classes. the photocopy of the ration card with photograph and nationalized bank passbook with photograph should be attested by gazetted officer or the chief reservation supervisor or station manager/station master. The above provision is not applicable for all classes of e-tickets & tatkal tickets and tickets issued through prs counter for travelling in air-conditioned classes and first class. travelling with these categories of tickets shall continue to be governed by existing instructions. Only one requisition form is accepted from a person at one time. However, if onward/return journey are involved, 2 or 3 forms can be accepted for the same passengers. Accommodation will not be reserved without purchase of necessary journey ticket. No reservation of accommodation will be made on provisional basis. When berths are reserved for passengers, the intention is to provide sleeping accommodation between 9 PM to 6 AM. During 6 AM to 9 PM, the passengers concerned, if required make room for other passengers in compartment up to its carrying capacity. Passengers are requested to quote PNR number which is printed on each tickets on the top left hand side for any enquiry or complaint relating to reservations.  * This information is collected from official website: http://www.indianrail.gov.in/reservation_Rules.html in any discrepancy, official website's news is valid. so also visit official link for updated news.

irctc || Indian Railway Rules || Tatkal Charges Before and After 24.12.2015

• As per announcement made in the Railway Budget 2013-14, It has been decided to revise Tatkal Charges as given below.
• The Tatkal Charges have been fixed as a percentage of fare at the rate of 10% of basic fare for second class and 30% of basic fare for all other classes subject to minimum and maximum as given in the table below.

Tatkal Charges before journey starting date 24.12.2015

Class of Travel	Minimum Tatkal Charges (in Rs.)	Maximum Tatkal Charges (in Rs.)
Second (sitting)	10.00	15.00
Sleeper	90.00	175.00
AC Chair Car	100.00	200.00
AC 3 Tier	250.00	350.00
AC 2 Tier	300.00	400.00
Executive	300.00	400.00

Tatkal Charges applicable for journey starting from 24.12.2015 onwards

Class of Travel	Minimum Tatkal Charges (in Rs.)	Maximum Tatkal Charges  (in Rs.)	Minimum Distance for charge(in Km)
Reserve Second sitting (2S)	10.00	15.00	100
Sleeper	100.00	200.00	500
AC Chair Car	125.00	225.00	250
AC 3 Tier	300.00	400.00	500
AC 2 Tier	400.00	500.00	500
Executive	400.00	500.00	250

• The above charges will be levied uniformly both in peak period & non-peak periods.
• Tatkal tickets will be issued for actual distance of travel, instead of end-to-end, subject to the distance restriction applicable to the train. The same Tatkal berth/seat may be booked in multiple legs till preparation of charts. At the time of preparation of charts, unutilized portion may be released to the General RAC/Waiting list passengers.
• Tatkal facility is also available in Executive Class of Shatabadi Express trains also, by earmarking 10% of the accommodation available i.e. 5 seats per coach.
• Tatkal booking opens at 10 AM for AC Classes and 11 AM for NON-AC Classes on One days in advance  actual date of journey excluding date of journey w.e.f. of 15.06.2015(commercial circular no:34 of 2015). e.g. for train leaving on 6^th, Tatkal Booking will Commence at 10 AM for AC Classes on 5^th and at 11 AM for NON-AC Classes on 5^th.
• No duplicate Tatkal tickets shall be issued. Duplicate Tatkal tickets shall be issued only in exceptional cases on payment of full fare including Tatkal charges.
• At the time of Tatkal ticket booking no need to furnish identity proof, Only one passenger needs to produce any one of the following proof of identity in the original during the journey:-
  
  
  
  1.Voter Photo identity card issued by Election Commision of India.
  2.Passport
  3.PAN Card issued by Income Tax Department.
  4.Driving Licence issued by RTO.
  5.Photo identity card having serial number issued by Central/State Government.
  6.Student Identity Card with photograph issued by recognized School/College for their students.
  7.Nationalized Bank Passbok with photograph.
  8.Credit cards issued by banks with laminated photograph.
  9.Unique Identification Card "Aadhaar".
  10.Photo identity cards having serial number issued by Public Sector Undertaking of State/Central Government, District Administration, Municipal bodies and Penchant Administration.

• Agents / RTSAs/Web service agents/Web agents of IRCTC are restricted from the booking Tatkal tickets between 1000 hours and 1200 hours. This restriction shall be enforced through frequent inspection at the counters. The agents both web service agents and web agents shall also be restricted from booking Tatkal tickets on the internet between 1000 hours and 1200 hours.
• Even for internet booking for Tatkal tickets, the passenger shall enter the identity proof type and number, which is to be used for travel. These details shall be printed on the ERS/indicated on the VRM/MRM as well as in the reservation chart.
• It will be possible to book a maximum of only four passengers per PNR forTatkal tickets.
• The web services agents of IRCTC will be permitted to book only one Tatkal ticket per train per day on the internet.
• The facility of change of name is not permitted on the bookings made under Tatkal scheme
• TDRs are not being issued for waiting list tickets.
• REFUNDS   - No refund will be granted on cancellation of confirmed Tatkal tickets/duplicate tatkal ticket except in case of circumstances mentioned in para 2 of instructions contained in Commercial Circular no. 53 of 2006 issued vide letter no. 2006/TGII/ 20/P/Tatkal, dated 30.06.2006. However, full refund of fare and tatkal charges will be granted on the tickets booked under Tatkal scheme in the following circumstances :-
  • If the train is delayed by more than 3 hours at the journey originating point of the passenger & not the boarding point if the passenger's journey originating point and boarding point are different.
  • If the train is to run on a diverted route and passenger is not willing to travel.
  • If the train is to run on diverted route and boarding station or the destination or both the stations are not on the diverted route.
  • In case of non attachment of coach in which Tatkal accommodation has been earmarked and the passenger has not been provided  accommodation in the same class.
  • If the party has been accommodated in lower class and does not want to travel. In case the party travels in lower class, the passenger will be given refund of difference of fare and also the difference of Tatkal charges, if any.

Recover Nichrome Wire for making DIY products

Hi friends, today we are going to see what items can be made at home from nichrome wire which are very useful in making our many tasks easy.

And believe me, we are going to spend nothing for these..
We will be using old and crapped stuffs only for our projects.

Actually this idea came in my mind when i was looking for a foam cutter.
When I was using knife or conventional cutter then shapes made were not smooth. Foam was coming out of shape. I search for a fine foam cutter and then I came to know about battery operated foam cutter.

But the question arises that where to find nichrome wire for making this stuff?

So I searched for the products in house which can give us nichrome wire because it is very costly purchasing from market.

So first collect nichrome wire for your home made tools or stuffs.

1. Old fashioned electric iron: which used nichrome wire for heating sole plate.
Now a days, new irons are not using nichrome wire so old and out of order electric iron can help you in getting this costly wire.

2. Electric heater: if any old and non-working electric heater is in your store room, use it. Please don't use working devices otherwise it will be more costly to you.

3. Water Emerson Rod: Daily use water heating rod is also using this wire so if any scrapped one is with you. Use it for getting nichrome wire. This can be used in new also as it costs only 200 ₹ about.

4. Bread Toaster: you can also get this piece of wire form old and damaged electric bread toaster.

5. Hair Dryer:

6. Soldering Iron:

7. Hot air roasting cattels.

From this you will be able to recover this nichrome wire and further it can be used to make some battery operated DIY stuffs to make your daily tasks easy and more efficient.

Also see :

How to Make a Battery operated Soldering Iron.

How to make a Battery Operated Hot wire foam cutter.

Kadhai Paneer Recipe (spicy)

Hello friends..

Today we are going to make Kadhai Panzer in a different manner...

So without wasting time let's start with the ingredients and here are the list.

Ingredients
 

1. Panzer 250gm

2. Capsicum or big long greens chillies

3. Tomato 5 pieces

4. Onions 5 pieces

5. Ginger 1/2 inch

6. Garlic 10 pieces.

7. Red chilli powder

8. Turmeric powder

9. Coriander powder

10. Garam masala

11. Salt to taste

12. Cooking oil 2 tbsp

13. Cloves (2), Black paper (10), Tej Parts (2), Big Cardamom (1)

Preparation

1. Make paste of 3 tomatoes and 3 onions

2. Cut Paneer in cubes

3. Cut capsicum in cubes

4. Cut onion (2) in cubes

5. Cut tomato (2) in cubes

6. Make paste of Ginger and Garlic

Recipe:

Now turn on the flame and set a kadhai on that. Take 2 tbsp cooking oil and heat well. Now add Tej Patta, Cloves, black paper and Cardamom. 

When starts giving aroma, add Ginger garlic paste. Later add Turmeric powder and  asfotida (heeng). 

Now after 10s, add tomato and onion paste and let it get brown. Keep stirring till it gets brown and oil starts separating. Once oil separates , add red chilli powder, coriander powder, salt and garam mashala. Add some water to let the Mashala cook well. Keep stirring and wait for oil separation again.

Now add cubes of Capsicum and Onion and mix with mashala. Let it simmer for 2 minutes with lid covered. Then add tomato and Paneer cubes. 

Again cover the lid and let it cook for 2-3 minutes with mashala so that Paneer gets mashala in it.

It's ready to serve after garnishing with green coriander leaves..

Enjoy the delicious Kadhai Paneer and you can also watch our YouTube video at this link.

https://youtu.be/3i0DfRJUKH0

Subscribe, like, comment.

Some FAQs regarding Ban of High Denomination Notes / DeMonetization (500 and 1000 Rs notes Banned ???)

Our country is a country where everything is possible and surprisingly every one is ready to do politics on any issue... either on birth or death, good or bad, personal or social, national or inter-national issues.

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Recently Govt. of India has banned High Denomination Notes (500 or 1000 Rs. notes) and this is the only topic of gossip everywhere.

So many questions arises in mind and everyone tries to explain at best either by listening from here and there or from social media... But what Govt. of India has in its plans. Lets explore them. 
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Q. What are the intentions behind this big project/decision? 
     Since these high denomination notes are the part of a big portion of our economy and almost all works are being done by black money just to save govt. taxes. and hence it is kept hidden from govt. by not depositing in banks and just keeping at private places.... 

      Every person has been corrupted by this hidden and illegally earned money and the greed of this money has force everyone to do wrong and unethical works... Either illegal contracts signs or terror activities just to earn money by any means.

      Hence to stop it, its very necessary to stop this black money. Govt. also have given time till 30th Sept. 2016 to the big money giants so that they can declare there hidden earnings and pay a legal tax to keep that money.  But most of them have been underestimated the Govt. Might be thinking that in the context of vote bank politics, this decision can not be taken by govt. but they failed to interpret this time. Govt. took a bold decision and exclaimed everyone that this time, no vote bank politics. Make the country clean, From visible side to the invisible side.  'Swachchh Bharat' and 'Note Ban' is the example of this. Also to increase the credibility of our nation, Make in India like projects are example of the good intention of Govt. 


A. 1.   Controlling Corruption and Exposing Black Money.
     2.  Controlling terror funding activities financed by this black money.
     3.  Kicking out fake currency being infused by neighbor nations to destroy our economy.
     4.  Bring out the Undeclared, illegally earned black money.

Q. Why it was declared by PM of India itself in surprising manner ?
A.  As per Govt. of India, They don't want to give time to people for turning their Black Money into White Money.. So they declared it at 8:00 PM and also turned banks and ATMs OFF on next day. They didn't informed banks even for updating their ATMs according to new currency, otherwise it could be open to all and every big giant of black money could have turned their black into white.


Q. What Will be the impact of this decision?
A.  Govt. has already given time for self declaration and also warned about the strong actions against those who do not do so. who have declared self have paid the govt. taxes and now who were underestimating the govt. now worried to get it back... Trying many ways to convert old currency into new but unable to do so... And who have done so will be exposed soon since govt has eye on every transaction in any form, either in land, gold or BPLs Jan Dhan Accounts. so they were not be left easily..


Q. Will the Black money deposited in Swiss bank be back by this decision?
A.  Probably may not, but that may be 50% portion of black money which is in Swiss bank accounts... But a huge portion is also in our country which will be exposed and penalized. only 10% will be back to owner and 30% tax and 200% of tax, i.e. 60% penalty will be goes to govt. account.


Q. What about the Problems of Common Men?
A. They have struggled a lot and can also afford 50 days.. The major problem is to black money holders, these may be businessmens, politicians or film starts as well. They are using pain of common men to hide their own causes and want to protest just for their personal benefit only. They never cared for Poor Peoples. 
 

Q. What about the people who have purchased lands, flats, gold?

A.  Every Transaction done after Note ban declaration will be scanned thoroughly and accused of buying as well as selling will be punished. Recently govt has announced for scanning the transactions of jwellers and property dealers.





Q.  What about the cash deposited in Jan Dhan Accounts for making it white on commission based deals ?
A.   Govt. has also eye on these transactions and will ask for declaration. If they could not justify then will take action against them like cancelling their BPL membership or any other sort of decisions.


Q.  Will it be possible to accumulate huge black money in the form of 2000 Rs. Note.?
A.  Definitely,  it is possible. But PM has many projects that will surely have some plan for this also. Like minimized use of cash by limiting cash withdrawal limits or encrasing use of green channels or by giving other benefits to high amount payer so they use cheque, NEFT,  RTGS or online transactions..

We are not in favour of any party nor against.. but we have waited for 70 years for this clean india, lets wait and watch the impact of decisions of this govt. and if they fails to attain their aims/intentions then you may choose other PM like old one's back in next elections..

PM has personally asked to give him 50 days and whole 5 years working time... see what happens next.


Thanks